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Credit : Business & Finance

Save Money By Consolidating Your Credit Cards

If you have several credit cards carrying balances you may be able to save money by consolidating them into a single card account. Just pay attention to the interest rates and be sure the figures add up....More...

Credit Card SHOCKER

Recent news about credit card rate increases should not be shocking.Let's take a look....More...

How to Check the Application Status on a Chase Credit Card

Chase bank offers a variety of credit cards. Customers can apply for a credit card by mail, over the phone, at a local branch or via the Internet. If an immediate approval or denial is not given, you must wait up to 30 days for a response. Chase requires this 30-day period to obtain additional infor...More...

Discover it Credit Card Review

The new Discover it Card is different from nearly every credit card on the market - in a good way. It's virtually fee-free, gives great cash rewards, and is flexible on payments....More...

How to Negotiate WAMU Credit Card Debt

Washington Mutual or WAMU is now part of Chase banks. All credit cards issued by WAMU are now being handled by Chase. Negotiating the credit card debt is very possible but may take time and repeated efforts. How you negotiate your credit card debt will vary based on whether your account is in collec...More...

How Does Credit Card Debt Lead to Financial Stress?

Even after the Credit Card Act of 2010, carrying credit card debt is like building your financial security on shifting sand. Credit card companies can still hike up interest rates--they just have to give you 45 days' notice. And there is no cap on interest rates or any restrictions on new fees....More...

Credit Report Score - Get it Online at Low Cost

In the current economic times it is harder than ever to get credit. When being approved for a loan, trying to get a credit card, or even getting a new job it is important to have good credit. You should know what your credit score is before so you do not have an embarrassing moment when you try to g...More...

Identity Theft on Your Credit Card Will Spell Disaster

Credit cards have been very commonplace that identity theft has also become one of the most common crimes being done today. The severity of this problem has blown out of proportion and hundreds of millions to billions of dollars each year are being stolen because of this. ...More...

How Creditors Can Recover on an Unpaid Credit Card Balance

Credit card debt can be a serious problem, with the ease of using credit cards making it easy to build up more debt than you can afford to pay. Unfortunately, credit card companies have a legal right to pursue repayment that can last for years. Depending on the amount of time that has passed since y...More...

5 Easy Ways to Repair Your Credit Score

If you find yourself in a position where you want to repair your credit score there are some very basic things you can do to help yourself in those regards. By following these simple guidelines, you should be able to make measurable progress to your credit score and also learn some ways to prevent i...More...

How to Apply for a Platinum Credit Card

Platinum credit cards are offered by many banks and credit unions and are simple to apply for. The cards offer many features, such as credit lines of up to $50,000 or more, cash back on purchases, no annual fee, free roadside assistance, complimentary access to a concierge for making dinner and trav...More...

Why You Need Good Credit

Good credit is important for many reasons - not just obtaining a loan.Find out what the banks look at and how to improve your credit standing....More...