- 1). Shop around for a platinum credit card you would like to apply for. Check with your bank, credit union or online sites such as CreditCards.com or BankRate.com. You can search online for more choices.
- 2). Decide on the card you'd like to apply for after considering features such as interest rates and annual fees. There might be options for applying online, by telephone or through the mail. Enter all the required information includng your name and address, Social Security number, employer and salary.
- 3). Submit the application and wait for a response. If you apply online, you can find out instantly. Otherwise a decision will come by mail within about two weeks. If you're really anxious, call the credit card company in about a week. Ask the representative for an update on the status of your application.
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