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Health & Medical Insurance : Insurance
History of Medicare Enrollment
Medicare, part of the U.S. Social Security Administration (SSA), helps provide people over the age of 65 years old with affordable health insurance and medical care. According to the SSA, nearly one-tenth of the American population is enrolled in a Medicare program. Medicare has both the direct bene...More...
Insurance Fair Conduct Act
The Insurance Fair Conduct Act is legislation that gave people who were denied insurance coverage or payment of claims the right to sue the insurance provider in Washington. Unfair insurance business practices were also addressed in the provisions. Enacted by Washington in 2007, this bill created pr...More...
How to Get an Electric Scooter Through Medicare
Medicare tends to approve manual wheelchairs rather quickly, even if they are not necessary inside your residence, because they are inexpensive. Electric scooters are more difficult to obtain because you have to prove to Medicare that you need the scooter in your residence as well as when you leave ...More...
Health Risks of Chicken Manure
According to Environmental Health News, the poultry industry produces up to 26 million tons of chicken manure each year in the United States alone. Much of that manure is used as fertilizer, and there are no requirements for the manure to be examined or treated before it's used on farm fields....More...
Joint Commission Guidelines
The Joint Commission (TJC), formerly known as the Joint Commission on Accreditation of Hospitals, is an organization founded in 1951 that certifies and accredits health care organizations. To have achieved accreditation, the Joint Commission's Gold Seal of Approval, means that a health care organiza...More...
What Is the Difference Between Medicare Medigap & PFFS Insurance?
Health insurance--private and public plans--aren't exactly renowned for being easy to understand. With all of the jargon, it's sometimes difficult to keep everything straight. Medicare and Medigap sound almost exactly alike, and who can remember the alphabet soup that makes up terms like PFFS? Howev...More...
How to Save on Health Care Services
Health care costs continue climbing, making it difficult for many people to afford basic health care services. Even if you have health care coverage, you may be surprised at how much your part of the expense turns out to be. Being an informed consumer can sometimes help bring costs down....More...
Short-Term Disability Definition
A short-term disability comes in many forms. These temporary medical conditions can cause an employee to be out of work for a brief period of time. This may bring on financial hardships that can have devastating consequences that would further alter her lifestyle. An employee can protect herself fro...More...
Dental Insurance: Beyond Medical Coverage
Dental insurance is meant to help cover some of the costs associated with your dental care. Although regular dental services, including regular checkups and preventive services, such as cleaning, is relatively inexpensive, dental procedures such as dental implants and crowns are expensive....More...
What Is the Importance of Health Insurance?
Health insurance is an important resource for both individuals and families. It helps offset the cost of medical services and offers the security of knowing you and your family will be protected when health issues arise. Health insurance may cover a variety of medical necessities including preventat...More...
Definition of Public Health Insurance
Public health insurance provides services and medical care for certain low-income individuals and families who meet specific requirements. Medicaid is the United States' public health insurance program administered by each state and is available for qualified men, women and children. Each state esta...More...
What to Do If an Insurance Company Will Not Pay a Claim?
If you find yourself filing a claim with your insurance provider, the process can be difficult. Filing a claim is even more frustrating if your insurer refuses to pay the claim. There are a few tactics to assist you in this process that involve persistence, patience, and following the internal and e...More...
Health Insurance for Welfare Recipients
Employment is down; health care costs are up. That combination puts millions of Americans in a bind. It drives families from employment rolls into government assistance. Health insurance is frequently one of those discretionary items too often cut from family budgets, or it becomes entirely unattain...More...
Transitional Medicaid & Florida
Traditional Medicaid provides health coverage for individuals or families with low incomes that cannot afford health care. Once an individual no longer qualifies for this type of health coverage, they may qualify for Transitional Medicaid....More...
Dental PPO Vs. HMO
Health Maintenance Organizations (HMOs) and Preferred Provider Organizations (PPOs) are the two primary insurance options available for dental care. HMOs permit you to visit your primary dentist at your choosing but require a referral prior to seeing a dental specialist. PPOs allow the customer to c...More...
High Risk Health Insurance in California
High risk people in California have several options for heath insurance. They can either apply for the state run health insurance plan or opt for the federally run high risk pool that started during the summer of 2010....More...
How to Find Out if a Procedure Is Covered by Your Blue Cross Blue Shield Policy
If you're facing an involved medical procedure, the last thing you want is to find out after the fact that your insurance company doesn't cover it. If you're a member of Blue Cross Blue Shield, there are ways to check that the procedure is covered before you schedule it....More...
Accident & Sickness Insurance for the Self-Employed
Being self-employed does not mean losing the benefit of health insurance. One of the benefits of selecting personal insurance is the opportunity to shop around and find a plan that meets both coverage and budget requirements.Accident insurance should be used as a supplement t...More...
How to Qualify for Free Prescriptions on a Low Income
Several pharmaceutical companies offer free prescription drugs to low-income people. The programs are last-resort options to consider before you stop taking medication. The qualifications are different for each patient assistance program, but in general all offer free or reduced-price prescription d...More...
Requirements for Group Health Insurance
As an employer, you purchase a health plan and offer it to all eligible employees. There are two types of group health insurance and several factors you should consider when looking to purchase insurance....More...
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