Some wise people in the past had rightfully said that it is always good to expect the best, but it is wiser to be prepared for the worst. This statement is true to its last word in the sense that it always allows people to be ready at all times to face situations that they may never have thought would arise. Becoming a mother to healthy baby is one of those situations where women are expected to nurture nothing but positive feelings in their hearts and minds which they believe would contribute to uncompromised development of the fetus. Proper checkups and medication are also crucial aspects that ensure the same results. However, with every possible precaution taken through the course of pregnancy, there have been thousands of cases that experienced severe complications during delivery and after birth of the infant. These emergencies can be related to either the mother or the child or both.

Complications basically include caesarian deliveries owing to a number of abnormal conditions in mother and child; delicate health condition of infants at the time of birth which may require expensive treatments including keeping the baby in the incubator for a few days so on and so forth. Surgeries on the infants following certain critical health issues can be named among the former. Pre and post natal health care beyond the basic may call for hospitalization for longer than expected and that too under critical supervision. All this and more can lead to some inevitable consequences which can be mentioned as a lot of mental stress which could reach a traumatic level along with a herculean bill which can run up to hundreds of thousands of the local currency.

Child rearing is an expensive affair in the first place, and if this begins right from the time of birth itself, things can get real ugly. This is where the importance of maternity coverage can be understood rather realized by expectants of new members in their respective families. As the name itself speaks, this is one of those plans that are meant to cater to the requirements that may arise during different stages of pregnancy through the course of delivery along with post natal emergencies. Like all other insurance plans, these policies cater to taking the burden of all massive expenses that are sure to get incurred during such turbulent times.

While the hospital bills itself can run up to lakhs, piling up the emergency procedures, medication etc can bloat the bills to practically unaffordable limits. Choosing the right maternity coverage though, is sure to carry all expenses that are incurred as and when they are required. Going through the terms and conditions is very necessary in the sense that all policies do not provide cover for all conditions. At the same time, as has been the universal truth in case of insurance in general, greater the benefits, higher will be the premium. Seeking advice before proceeding with one's choice is crucial. Looking for cashless benefits can also be considered wise in this respect.