What Is Short-Term Insurance? Do I Need It?
Short-term insurance is how you maintain your health insurance during times of transition in your life.
It provides affordable, temporary health coverage to individuals and families for a pre-determined amount of time.
Coverage can last as little as 30 days to as long as 6-months and in some states a year.
Often, employers will have a waiting period from the date you are hired to when your benefits become effective.
If you are left without coverage during that time, short term insurance is a great, affordable option to avoid being stuck with high medical bills in the case of an accident.
Who needs short-term insurance?
It does not cover pre-existing conditions or preventative care.
Some plans offer dental and vision add-ons to customize the plan to fit your needs.
It is designed to lessen the blow of your out of pocket expenses that come with unexpected medical treatment.
Policies are available for individuals and families.
In most plans, you have the freedom to choose any doctor you like, but some may offer discounts for using doctors and specialists in the provider's network.
Finding a quote for short-term insurance is quick and easy.
You can find a quote online, or contact a licensed representative to help you.
It provides affordable, temporary health coverage to individuals and families for a pre-determined amount of time.
Coverage can last as little as 30 days to as long as 6-months and in some states a year.
Often, employers will have a waiting period from the date you are hired to when your benefits become effective.
If you are left without coverage during that time, short term insurance is a great, affordable option to avoid being stuck with high medical bills in the case of an accident.
Who needs short-term insurance?
- Individuals between jobs looking to avoid a gap in their employer coverage.
- Individuals who are waiting for employee benefits to kick in from their new job.
- Recent college graduates waiting to land a full time career.
- Part-time, temporary or seasonal employees.
- Anyone looking for protection against unexpected medical costs for a set amount of time.
It does not cover pre-existing conditions or preventative care.
Some plans offer dental and vision add-ons to customize the plan to fit your needs.
It is designed to lessen the blow of your out of pocket expenses that come with unexpected medical treatment.
Policies are available for individuals and families.
In most plans, you have the freedom to choose any doctor you like, but some may offer discounts for using doctors and specialists in the provider's network.
Finding a quote for short-term insurance is quick and easy.
You can find a quote online, or contact a licensed representative to help you.
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