First, ask your friends around you about the insurance policies, which they are using, but the most important thing to keep in mind is that your friend's need may be different from the one, which is used by you.
The other thing is that you should not opt for a particular plan just because your friend has recommended to you.
Instead, you have to go through the plan carefully and see that the plan provides you with different type of services that you are looking for.
After all the research, one could choose a plan and can proceed with the plan.
The advantage for looking out for cheap rates online is the competition that is present among the insurance company's, and each insurance company is alert of it.
If you are looking to have cheap insurance then you have to compare the rates with different companies.
The most important thing to look out for is the zip codes, which are even ten miles from each one can actually have a huge difference in the periodical premium charges that is to be paid.
This is also based on cost of livelihood and other factors as well.
If you are making a health insurance online, then you have to fill up the form online, where you have to answer some questions and it is a very fast process.
There would be some general questions asked such as the age, the degree of risks, and the terms of premium and there benefits that is offered on the plan.
You can opt for a particular plan, which offers the services and the features, and if you think that, it will help your needs then you can opt for it.
Some of them are comfortable with catastrophic insurances that would guard you from costly hospital and medical bills, but cannot have the coverage of doctor's visits until a huge deductible is met.