In today's Sunday papers, there is an article about the now famous comedian Michael McIntyre and how and his wife Kitty were in debt by about £40,000 until 3 years ago.
As many people in debt will know, you can't just get out of debt - something has to change and YOU have to make that change happen.
For Michael, it was the birth of his son Lucas that was the motivation he needed to get better as comedy and pay off his debts.
Interestingly, it was his commitment to following his dream of becoming a stand-up comedian which drove him £40,000 into debt.
But he recognised he needed to change, once his family circumstances changed.
If you have debts, what will it take for you to start taking positive action about your debts? Michael made an internal change to his mindset and determined to do better - to become a better comedian, to work better and even do appearances to promote himself, regardless of whether he got paid.
So he made a decision and his internal motivation drove him to success.
There are many ways to solve your debt problem - the first is (predictably) to admit you have a debt problem,identify the scale of the problem and then pick your solution.
The best debt solution for you may be to take on an extra job, work overtime and overpay your debts.
Or it may be to decide to go for bankruptcy and make a clean start.
As the nights are drawing in now and it turns to Autumn, take benefit of the darker nights to looking at your finances and making a plan of attack on your debts.
Start now and commit not to overspend in the run up to Christmas.
Commit to starting a budget for your spending and start buying for Christmas gradually and within budget.
If you want a good place to start, why not download a free extract of our forthcoming book on getting rid of debt entitled the "Kick Ass Debt Guide", so called because it shows you how to fight back against lenders, debt collectors and bailiffs, to take control of the situation and learn how to write off up to £85,000 of debt without need for bankruptcy, IVAs or Debt Management Plans.
As many people in debt will know, you can't just get out of debt - something has to change and YOU have to make that change happen.
For Michael, it was the birth of his son Lucas that was the motivation he needed to get better as comedy and pay off his debts.
Interestingly, it was his commitment to following his dream of becoming a stand-up comedian which drove him £40,000 into debt.
But he recognised he needed to change, once his family circumstances changed.
If you have debts, what will it take for you to start taking positive action about your debts? Michael made an internal change to his mindset and determined to do better - to become a better comedian, to work better and even do appearances to promote himself, regardless of whether he got paid.
So he made a decision and his internal motivation drove him to success.
There are many ways to solve your debt problem - the first is (predictably) to admit you have a debt problem,identify the scale of the problem and then pick your solution.
The best debt solution for you may be to take on an extra job, work overtime and overpay your debts.
Or it may be to decide to go for bankruptcy and make a clean start.
As the nights are drawing in now and it turns to Autumn, take benefit of the darker nights to looking at your finances and making a plan of attack on your debts.
Start now and commit not to overspend in the run up to Christmas.
Commit to starting a budget for your spending and start buying for Christmas gradually and within budget.
If you want a good place to start, why not download a free extract of our forthcoming book on getting rid of debt entitled the "Kick Ass Debt Guide", so called because it shows you how to fight back against lenders, debt collectors and bailiffs, to take control of the situation and learn how to write off up to £85,000 of debt without need for bankruptcy, IVAs or Debt Management Plans.
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