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mortgage : Insurance

Facts on Mortgage Modification

Mortgage modifications can help struggling homeowners lower their monthly payments when economic problems arise. The lender can lower interest rates on the loan or can extend the lifespan of the loan, thereby making monthly payments go down. Before the mortgage is modified, a lender can have the bor...More...

Obtain an Investment Loan with NO Deposit

Unfortunately, the days have long passed where any first-time buyer without existing assets could obtain a 100 percent home investment loan. However, savvy investors are structuring 106 percent loans ...More...

How to Refinance a Home Mortgage After a Bankruptcy

When a homeowner files for bankruptcy, saving the home is often a motivator. After the bankruptcy is discharged, you may desire to refinance your home, either to get a better mortgage interest rate or to cash out the home's equity. Although lenders view a bankruptcy as a negative, it is not impossib...More...

What Percentage of Your Income Should Be Wages?

The terms "income" and "wages" both relate to money, products or services earned. However, there are key differences between wages and income in relation to the methods used to pay and report the earnings. The method in which income tax and Social Security and Medicare taxes are paid also differs fo...More...

New Mortgage Laws For California

As one of the hardest hit states in the foreclosure crisis, California homeowners have had their fair share of mortgage debt troubles. Robo-signing, unlawful foreclosures, sinking property values and high numbers of abandoned homes have ... ...More...

San Diego Bad Credit Mortgage Company

Using a San Diego mortgage broker to find bad credit financing will help you secure the most reasonable rates in a short period. In some cases you can get better than market rates or terms by the spec...More...

How to use a Second Mortgage

Is your credit bad? Do you own your home? Do you want to consolidate debt? If you answered YES, then a Second Mortgage may be right for you! You will be surprised to find out ... ...More...

How to Ask for a Mortgage Rate Reduction

If you have a home mortgage you can't afford and you want to avoid foreclosure or bankruptcy, there are alternatives to traditional refinancing. By working with your bank to reduce the amount you have to pay each month, you can survive financially tough times and still keep your house. Know your fac...More...

Homeowners Struggle To Find Mortgage Relief

It is becoming more common to see a home in foreclosure on your local street or know someone who is facing the threat of foreclosure. In fact, more people are finding themselves confronted with tough ...More...

Income Protection - Avert Any Financial Calamity

Falling prey to situations such as unemployment may have scared you ever since the last recession struck in the year 2009. Its after effects were quite devastating and not a single soul was left untouched ... ...More...

Condos For Sale Gulf Shores

Buying your first condo can be the perfect investment to make for your future, and there are many condos for sale Gulf Shores can provide you with. If you are looking for Condos for Sale Orange Beach is home to, it is important to know what the various steps will be in order to make the final purcha...More...

Why Checking Your Credit Score Is Your #1 Defense Against Fraud

Most Americans want to believe that the current credit reporting system that we use works; that people earn” their bad credit scores and that there is nothing that can be done to fix it other than wait out the seven (7) years. This is simply not the case. Studies have proven that the cu...More...

Loss Mitigation Leads Q and A

Loss mitigation leads indeed serve as the heart of any loss mitigation business. But before steps are to be taken to familiarize oneself with loss mitigation leads one must first obtain knowledge of the basics. ... ...More...