It is common for people who have had a streak of bad luck to try to get a credit card in order to do certain things like make travel arrangements etc.
When you are seeking out a lender who will let you have a credit card make sure that you are dealing with a legitimate lending institution.
Opportunities are out there by many different lending institutions that will give you good rates, low to no membership fees and a grace period for paying late.
These are the type of lending institutions that you want to do business with in order to establish your credit score.
You find there are groups who will advocate that they can find you a credit card giving you a good rate and no membership fees but the truth is they want a fee for this service.
They are not the lender just an outside person looking to make a dollar.
They actually take your application and apply online for you.
You can do this yourself and save yourself their finder's fee.
Then there are some that you really need to watch out for because they give you the opportunity to have credit by issuing you their credit card.
You get a catalog of merchandise and in accordance you can order their products, pay a certain amount of money and put the rest on credit.
The problem is that they charge you the full amount of the value of the product and then put an outrageous charge on a card that you have to pay.
You are not getting real credit because many times you are being overcharged for the product.
The odds are they will not report your payment to credit agencies which will not help you obtain a legitimate credit card.
There are many opportunities for you to rebuild your credit but you should always make sure that the opportunity given you is legitimate.