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How to Avoid Identity Theft

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Close doors, hide your money in the safe, hire security guards to protect the most prized possessions, but what can you do if someone stole your identity? If something valuable is stolen, you can call the police and hope to get their stolen property back. Rightly termed as the crime of the 21st century, victimizing millions of Americans who can do little if you find your identity stolen. Identity theft is increasing, and almost all are vulnerable to this form of the new era of fraud.

How do you do?

Using all possible methods, criminals steal credit card numbers, social security numbers, telephone calling cards, ATM cards and other key elements of the identity of an individual. The information contained in them is used to impersonate the victim, to spend as much money as possible in the shortest time possible.

Preventive measures and precautions

1. Avoid carrying valuable documents and cards with you whenever you go out unless absolutely necessary.

2. Opt for the Direct Marketing Associations Mail Preference Service and Telephone Preference Service. Thus, his name is added to the elimination scan shows the name used by marketers across the country.

3. Choose the newly ordered checks from the bank and not allow them to be sent to your home address.

4. To maintain the secure mail system, install a locked mailbox at your residence.

5. Post mail accounts and other sensitive elements in post office boxes instead of neighbors of the drop. Sometimes, the envelopes containing the address could land in the wrong hands and be altered.

6. Never give information over the phone unless it is an individual belonging to a trusted company. So-called "Lucky" Lottery and should not be entertained, as they tend to be joking.
7. Release Social Security Numbers (SSN) only if necessary.

8. Creating passwords and PIN numbers, avoid using Social Security numbers, birth date, name or any type of important personal numbers, which is said to be easy for criminals to find out.

9. Cross check that financial institutions are safeguarding your important data. Insist on the removal of the account numbers of ATM slips, also ask them to shred paper reports before throwing them away.

After the theft of

1. The moment you feel that there has been an ID theft, it is important to report the crime to the police. Provide all required documentation documented. Even if the police refuse to give the report, be persistent and demand it. Keep the police report for the bank and credit reference company card.

2. Inform banks, cancel all savings and checking accounts and obtain new account numbers.

3. Call the 3 credit reporting companies and ask them to mark the bills. Ask for a fraud alert attached to this report and expand it later if you wish. This fraud alert lets creditors contact you whenever there is an attempt to open an account in your name.

4. Submit an affidavit of identity theft with the Federal Trade Commission after reporting the theft. This statement may be sent to credit agencies and institutions to close fraudulent debts and accounts opened in your name.

5. Finally, do not blame for the theft, being the victim should not feel guilty for the theft, and instead of handling the situation calmly.

Do not let the reputation and the respect they have earned be trifled with by a petty thief. Sometimes it is observed that the people you meet are those who sabotage your identity by using it against him. Be on the safe side and avoid disclosing any personal information to anyone. The identity you have given yours is having no other person has the right to take from you.
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