Florida Teen Car Insurance -- Steps To Get Cheaper Rates And Keep Them Safe
Florida Car insurance carriers see teen drivers as the worst risks as far as age groups are concerned. Their crash record is so high that many parents will show a preference for keeping them from driving within their teen years. For families who really do have such strong control over their kids, it may work.
But you must appreciate that peer pressure is quite a strong factor at this age. You would like to find out ways to reduce your teen's car insurance rate and keep them safer. Wouldn't you? Here's how you can do it in Florida or anywhere else...
Teenagers normally want adult privileges but take on kindergarten responsibilities. Nevertheless, if you want to help your teenager really grow up, let them know that with every privilege come some responsibilities.
If it makes sense in your circumstance, let them pay for their car insurance or at least bear a part of their auto insurance premium. Whatever suggestions you make thereafter that will help reduce what they pay will be more easily accepted because they're the ones paying and they will also be the ones to benefit from lower Florida car insurance rates.
Here are a few rules that will keep your teenager safer...
1) Let them never drive in company of fellow teens or kids unless there is a responsible adult in the car.
2) Let there be an agreement between you and your teenager that they won't drive in the night. For those whom this may not be an option, teach your teen what to do and how to drive at night.
Those who drive in the night (between 9.00pm and 2.00am) run a bigger risk of having accidents.
3) If they drink then they must not drive. Err on the side of safety and insist that they do not drive after as little as a sip of alcohol.
4) Let it be ingrained in your teenager that they are not on a race track even when they are on the highway.
Have a stiff sanction if they violate speed limits or traffic laws.
5) You must always be told where they intend to drive to. If you feel it's not in their best interest, advise them to use a cab instead.
Yes, these may not work in homes where the parents and teens don't have a good relationship already. While you're doing those or even if you find them difficult to implement in your case, here's how any teen can get lower auto insurance rates: Get and compare quotes from five or more reputable quotes sites.
But you must appreciate that peer pressure is quite a strong factor at this age. You would like to find out ways to reduce your teen's car insurance rate and keep them safer. Wouldn't you? Here's how you can do it in Florida or anywhere else...
Teenagers normally want adult privileges but take on kindergarten responsibilities. Nevertheless, if you want to help your teenager really grow up, let them know that with every privilege come some responsibilities.
If it makes sense in your circumstance, let them pay for their car insurance or at least bear a part of their auto insurance premium. Whatever suggestions you make thereafter that will help reduce what they pay will be more easily accepted because they're the ones paying and they will also be the ones to benefit from lower Florida car insurance rates.
Here are a few rules that will keep your teenager safer...
1) Let them never drive in company of fellow teens or kids unless there is a responsible adult in the car.
2) Let there be an agreement between you and your teenager that they won't drive in the night. For those whom this may not be an option, teach your teen what to do and how to drive at night.
Those who drive in the night (between 9.00pm and 2.00am) run a bigger risk of having accidents.
3) If they drink then they must not drive. Err on the side of safety and insist that they do not drive after as little as a sip of alcohol.
4) Let it be ingrained in your teenager that they are not on a race track even when they are on the highway.
Have a stiff sanction if they violate speed limits or traffic laws.
5) You must always be told where they intend to drive to. If you feel it's not in their best interest, advise them to use a cab instead.
Yes, these may not work in homes where the parents and teens don't have a good relationship already. While you're doing those or even if you find them difficult to implement in your case, here's how any teen can get lower auto insurance rates: Get and compare quotes from five or more reputable quotes sites.
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