A free credit report is a great way to start managing your credit score.
Having a high credit score can help you live in a better area, drive a nicer car, and be able to finance emergencies.
If you are being denied for employment, even though you have impeccable work history, perhaps you overlooked something.
Employers are now conducting background checks, as well as credit checks.
These background and credit checks are very thorough.
If you have defaulted on your student loans, your prospective employer will know about it.
Late payments on your rent or mortgage will also show up.
If you missed credit card payments, for an extended period of time, that will also be there for all to see.
Living arrangements were expenses were shared, are common reasons to have negative items on your credit report.
Perhaps you gave your roommate or ex-spouse the money to pay the last month of the water, phone, and electric bill, and they chose to spend your money on something else.
You have since left the area, and are completely unaware of these debts.
Even though the amount for this bill is not a high dollar amount, the length of delinquency is shown greater than 90 days.
This seemingly explainable debt, does not reflect well of you on paper.
Putting your best face forward, used to mean to have all of your personal,business, and educationalreferences in check.
However, today you need more than that.
You need to know exactly what information positive and negative is on your report.
All items that are negative could be costing you employment.
Without good employment, you will only get farther behind on your bills.
Even those with very advanced technical degrees, will be looked over for having several negative items on their credit reports.
Don't let other peers in your field have the added advantage over you that a good credit score brings.
Ordering your credit report, may seem like a chore.
No one wants to be denied for opportunities that will make your life better.
What if addressing a few items on your credit report resulted in you gaining employment?
Having a high credit score can help you live in a better area, drive a nicer car, and be able to finance emergencies.
If you are being denied for employment, even though you have impeccable work history, perhaps you overlooked something.
Employers are now conducting background checks, as well as credit checks.
These background and credit checks are very thorough.
If you have defaulted on your student loans, your prospective employer will know about it.
Late payments on your rent or mortgage will also show up.
If you missed credit card payments, for an extended period of time, that will also be there for all to see.
Living arrangements were expenses were shared, are common reasons to have negative items on your credit report.
Perhaps you gave your roommate or ex-spouse the money to pay the last month of the water, phone, and electric bill, and they chose to spend your money on something else.
You have since left the area, and are completely unaware of these debts.
Even though the amount for this bill is not a high dollar amount, the length of delinquency is shown greater than 90 days.
This seemingly explainable debt, does not reflect well of you on paper.
Putting your best face forward, used to mean to have all of your personal,business, and educationalreferences in check.
However, today you need more than that.
You need to know exactly what information positive and negative is on your report.
All items that are negative could be costing you employment.
Without good employment, you will only get farther behind on your bills.
Even those with very advanced technical degrees, will be looked over for having several negative items on their credit reports.
Don't let other peers in your field have the added advantage over you that a good credit score brings.
Ordering your credit report, may seem like a chore.
No one wants to be denied for opportunities that will make your life better.
What if addressing a few items on your credit report resulted in you gaining employment?
Source...