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California - Consumer Protection

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PaydayLoansCashAdvance provides a resource online to inform you about the rules and regulations to obtain a cash advance in the state of California. Although many people occasionally need a payday loan, they may not know how to get a cash advance and worry about paying too much. PaydayLoansCashAdvnace.com is a guide to information about the cash advance laws in California and how it applies to predatory lending. We can find the exact loan you need to provide the funds during an emergency or just give you the extra cash you need for gas and groceries.

The Department of Corporations must provide a license to all payday loan lenders in the state of California. Consumer protection is important and PaydayLoansCashAdvance has your best interest in mind. While helping you find the perfect lender, we can also protect your consumer rights. Getting a cash advance should not be a scary experience. We are dedicated to consumer protection and finding great lenders is our job.

Before accepting a payday loan, you may want to verify the lender's license with the California Department of Corporations. If you find out a lender is not licensed or you have a complaint about the lending practices of a particular company, you can go to California Department of Corporations and complete a complaint form.

CALIFORNIA DEPARTMENT OF CORPORATIONS

Toll-Free 1-866-ASK-CORP (1-866-275-2677)
TTY 1-800-735-2922

LOS ANGELES OFFICE
320 West 4th Street, Suite 750
Los Angeles, CA 90013-2344
(213) 576-7500

SACRAMENTO OFFICE
1515 K Street, Suite 200
Sacramento, CA 95814-4052
(916) 445-7205

SAN FRANCISCO OFFICE
One Sansome Street, Suite 600
San Francisco, CA 94105-2980
(415) 972-8559

SAN DIEGO OFFICE
1350 Front St., Room 2034
San Diego, CA 92101-3697
(619) 525-4233
Money problems seem to loom around every corner these days. With them, come stress and worry as folks wonder how they are going to manage their money problems. This article is a list of solutions that can help you discover new ways to find cash when you need it most.

At PaydayLoanCashAdvance.com we want to help you get the funds you need when you need it. Residents of California are able to seek payday loans within their state, however, we would like to offer these payday loan / cash advance alternatives to you.

Payroll Check Advance:

Sometimes employers will either pay you ahead of time, or pay you a portion of your payroll check as an advance. Not all employers are willing to issue payroll advances, and asking can sometimes cause problems with the relationship you have with your employer. On the other hand, this is a good alternative if the option is available because these loans are interest free. The downside is that your next check is going to be smaller, than it would be without the advance. While this option is available, it may not solve your personal finance problems.

Credit Cards and Financial Institutional Loans:

If you have unused credit on your credit cards, then you may be able to use that to help out during cash flow problems. If you have good credit, you might consider applying for additional credit on existing credit cards, or even applying for a new credit card, though that process can take weeks. If you have a good relationship with your bank, you can apply for either an unsecured bank loan or loan against collateral.

Car Title Loan:

If your car is paid for, then you might consider a title loan, which is a loan that holds your car as collateral. These types of payday loan / cash advance alternatives carry the risk of losing your vehicle if you cannot repay the loan. These loans are available in many states and they are quick, which means you can often have cash the same day you apply.
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